“Karel is the best thing since sliced bread. Greats attitude, helpful, patient what more can I say. Promote the guy (but only if he can still service me).”
Thomas W.
“This goes without saying....Dee is the best in your company.. in all areas. I really feel lost when I can’t speak to Dee. She goes all out. to help me She works wonders Thanks Dee.”
MARLENE D.
“Perry was very professional, friendly, knowledgeable and helpful. He made the planning for our cruise very easy and painless. Thank you so much for your help!”
Wayne W.
“Regina always looks out for my best interests.”
Robert R.
“Dee is awesome”
John S.
“Perry is always extremely thorough, responsive and a pleasure to consult with!!!”
Marlene T.
“Always a pleasure working with Perry!!!!”
Michael V.
“This was our first time using our membership program for our travel plans. Dee's attention to our requests was outstanding. We look forward to working with her in the future.”
Gerene S.
“I highly commend the specialist I spoke with. Her patience with my hearing was much appreciated. Especially during my fat fingering of passwords.”
Harland H.
“Perry is great to work with. He is very knowledgeable, helpful and pleasant. He is a treasure.”
Ann Marie B.
“Perry is the best! Goes above and beyond to address our needs and concerns and always searches for the best values for services we are exploring. A true professional! Handles all our travel needs! Thanks Perry!”
Helen D.
“Regina was extremely helpful and made the travel reservation process very pleasant. I always enjoy speaking to your travel agents - the experience is always top notch!”
Joanie D.
“This is the second time I have talked to Perry to help in booking a cruise and air tickets. He is very very knowledgeable on cruises in particular and has always done a great job in communicating any information in a timely manner. I feel I can trust his guidance on any question that I have for him.”
SUANN B.
“I have dealt with my membership program for my travel needs for many years now. It's always been a very positive experience!”
Sharon Hamelin
“Karel provided us with excellent service as usual. Professional, friendly and efficient.”
Wiet B.
“Thank you so much for your help Perry. You always go above and beyond.”
Jennifer B.
“Karel was very professional and sought answers quickly if he did not know. Nice job!”
Patricia A.
“Perry was awesome to work with our large group”
Bridget F.
“Raquel made it seamless for me which was nice. Thank you.”
Cynthia T.
“My specialist is wonderful and so very quick to respond.”
Susan B.
“My specialist has given us the best assistance and service again. This is the second time in less than 2 weeks that we contacted her to help us book hotel reservations. We are so grateful for her friendly, superior and professional service.”
Wiet B.
“My specialist has always been extremely helpful anytime I have spoken to her regarding travel reservations. She's a kind and caring person and I appreciate that!”
Deann B.
“What an awesome team! You take so much of the anxiety, that comes from booking travel plans, off my shoulders! Thank you so much!”
Melody P.
“Dee was wonderful. She answered all my questions and was so accommodating when we made several changes. I would not hesitate to recommend her to my friends and family!”
Donna G.
“I have been dealing with Perry since my first cruise over 13yrs ago. That should tell you how I feel about him, his knowledge, and the way he always tries to get me the best deal. He is a fine representative of your membership program.”
Lee W.
“I wish there was a 10 rating, because that's how awesome my specialist is!!!!!”
Pamela B.
“Please know how concerned, professional and thorough my specialist always is -such a joy!”
Marlene T.
“Perry has been GREAT to work!”
Jim B.
“Perry was very knowledgeable and informative. I appreciated his attentiveness and expertise!”
Kristina S.
“Please know that I consider myself so very lucky to have my specialist to help me!!!”
Marlene T.
“I really enjoy speaking with my specialist she is awesome at her job and always a pleasure to work with.”
Tammy M.
“Perry saved me money, but took the Time I needed to answer all my questions And did not make me feel rushed He always does an excellent job For us”
Donna T.
“Once again, Perry has gone above and beyond to finalize our cruise plans. So grateful for his expert service and with always a pleasant attitude. So knowledgeable and let's get this done now response. Would not even think of using anyone else.”
Shirley W.
“It was a pleasure working with Raquel. In fact, she was recommended by a friend. Raquel made our vacation plans so easy. Thank you so much for making all the arrangements so stress free.”
Nanette L.
“My specialist was extremely personable and professional. It was a pleasure to speak with her. My needs were met, and I received good value as well as good information.”
James S.
“I have recommended my membership program to friends and family. My specialist was my first travel specialist from when I started over a decade ago. She has been terrific in any way from the start and her level of caring and professionalism continues at the highest levels. Your specialists have made arranging for my husband's and my travels a smooth and pleasant experience.”
Wiet B.
“Everyone was great that I talked to, very happy with the service.”
Tammy C.
“My specialist was amazing today and really made it easy to get the best rate. She has wonderful costumer service!”
Tiffany D.
“I look forward to my specialist voice when I call. I am assured I will get the best rate for a reservation, the instant confirmation of same for my files and any suggestions made that I may not have considered when booking. She has been my go to gal since my first call and it not only makes me feel like she is a happy employee but also that my membership program appreciates her value and is also a great place for staff to be.”
Judith D.
“Raquel exceeded all of my expectations.”
Paul O.
“Perry was very Patient and understanding with the questions that I had about the cruise he explained everything to me which was very professional. He also had patience with me cause I didn’t understand somethings you need to have more people like him What a pleasure.”
Gilda H.
“Each time I use my membership program service I always receive world class service. Thanks so much.”
Joyce W.
“Raquel was so patient, friendly and super knowledgeable about the details of my trip. She was amazing!”
Thumbelina N.
“My specialist was a great help in assuring that I had the best rate possible and didn't stop there. As the stay approached, she contacted the hotel to inquire about an upgrade for me and sure enough, she made that happen, including complimentary breakfast for two.”
Tim H.
“Perry did a great job! Every time he is very professional”
Joe T.
“Regina was very helpful and went out of her way to assist us with our travel plans.”
Karin C.
“I find my specialist not only leaned about my needs, but never forgot when I need help with my other travels. My Specialist went beyond and above to make sure I was taken care of.”
Harold B.
“Perry was reassuring, friendly and professional. I enjoyed the experience of booking a cruise through him. I would definitely use my membership program and request Perry as my representative.”
Lynn P.
“There were some issues with changes in airline policy that were never shared between the time I booked and traveled. However, Your customer service went above and beyond to help fix the situation and make our family trip enjoyable.”
William T.
“My specialist is great! I always ask for her!”
Deb G.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.
