“Aww Perry you are the absolute BEST! Thank you for all of your hard work. Sorry to put you through the ringer.”
Connie G.
“Paula, Thank you for the great prices.”
David B.
“My specialist was awesome!! She helped me with my booking issue in a timely manner and resolved my issue! Thanks again!”
Whitney B.
“Thank you, Scott! You were very patient and thorough! I appreciate your great service.”
Louise D.
“Just wanted to take a moment to let you know what an exceptional employee you have. All I can say is WOW!!! Not only was she extremely helpful, but her kind nature also put me at ease for planning such a big trip for my husband and me. She went out of her way to do research for us, find us the best places to stay and GREAT rates for all 3 hotels. I will highly recommend the program to anyone I talk with (and I talk a lot lol). My mind is officially blown at just how wonderful she was. I cannot thank her enough for all of her help.”
Angela P.
“I just want to say that I am happy to read about the new Cash Back program! I have been a Rakuten member since it was Ebates! I'll be submitting that documentation in November when my next "Big Fat Check" gets to me! Haha.”
LL
“The customer service is unmatched! Thank you for taking such great care of your members!”
Kristina U.
“My Specialist is so helpful! She made sure that all of my details were clear and correct. Highly, highly, highly recommend!”
Monica L.
“Thank you for your amazing service & taking care of us . Many blessings.”
Lilia I.
“Regina, thanks for all of your hard work! My Brother and his wife (were) unable to get the balcony room. Your hard work and persistence made this possible. May you have a great week.”
Aaron D.
“Thank you so much for going above and beyond to help me with this! I will be sure to use this example of superior customer service…”
Kate S.
“I wanted to thank you for everything. All the back-and-forth questions. All the information. I really appreciate it.”
Tina R.
“Thank you. Love my membership - I have saved soooo much money over the past few years.”
Connie H.
“Dee was wonderful!! She went above and beyond to find a hotel for our upcoming trip that would allow us to park our car!! She found us the perfect hotel at a great price!! Very impressed with her service!!”
Kristen C.
“I booked a hotel for a Wedding in July. Booking through my membership program I saved $147.92 for the three nights, and I am getting the 50% More Cash Bank and will receive 7.5% cash back check in the mail for $39.70. That is a savings of $187.62.”
Francine S.
“Dee was perfect, so very helpful to me. She is 5 × 10 a 100%! Thank you, Dee.”
Penny B.
“Dee is very personable and friendly! She was very responsive to the request! Thank you!”
Kristi M.
“That is amazing! Yes! please and thank you!”
Emily C.
“Your service is fabulous, and I rave to everyone, even online at the bank associated with your program. You should send more promotional information to your banks in program as so many people seem unaware of all you provide. The bank manager laughs every time I show up because he knows someone else will be “My membership program” ed before I go home. As for my travel needs, My specialist has been my agent for over 10 years through 2 different banks. I keep moving to institutions that carry your program when it is foolishly dropped from the bank I am in. So, I make sure my bank knows My membership program is the only reason I am there and my specialist is a big part of why I love my membership program. Keep doing what you do. Respectfully”
Virginia C.
“Thank you so much. I simply love you guys. Thank you for offering the lower rate…”
Bonnie G.
“I just spoke with the hotel manager…she is crediting the $49.95. Thanks again for your assistance & awesome service!”
Heidi R.
“Thank you so much Miss Dee. You were fabulous through the whole process!”
Chantal G.
“Dee was very professional, Great resource. She made sure we received the best hotels to book at a great price. Her knowledge of the program and discounts were outstanding.”
Martin M.
“Special thanks to my specialist for her exceptional customer service! Will definitely use this benefit again!”
Mina N.
“As always, thank you for such gracious service!”
Molly B.
“Thanks again for doing a great job on the lower rate. You ROCK!”
Janet V.
“Wow My Specialist! Thanks for going the extra mile! I would have to drive over 600 miles to make that option worthwhile. I really appreciate you researching it for me! This is why I use the membership program for my travel needs.”
Michelle S.
“Thanks so much, Regina. Appreciate all your attention to detail!”
Michael O.
“Thank you for everything. You are such a blessing to me.”
Bonnie G.
“Paula, As I just ordered 4 more Panera Gift cards, I thought I would take this opportunity to wish you and your family a very Merry Christmas and a wonderful new year. Thank you for all you do for members.”
David B.
“Raquel was awesome, helped us find & book a hotel while we were on the road. Got us a great hotel at a great price! So helpful and answered all our questions. Looked up how far the hotel was from the highway. Incredible service!”
Vicky RP.
“Have a great time whatever you do! Happy thanksgiving! You are a gift to me, so thank you!!”
Claire O.
“Karel, Thank you for the email. I am interested in the lower rate. Thanks for looking out for me.”
Tracy L.
“She was quick in getting back to me. Made the process so easy! Thanks!”
Michelle S.
“We are very happy with our membership program thanks to the excellent service. Our specialist is very thorough, efficient, warm, and kind.”
Susan M.
“My family and I were at the airport waiting for our flight, which was then delayed. Due to the delay, we missed our connecting flight. I sent an email and within a few minutes, Jody emailed me back with two flight options. Thank you, Jody for saving our trip!”
Krista C.
“Karel always goes above and beyond for me and my family. Anytime we are looking to take a weekend trip or a vacation, I will always reach out to him first because he makes everything so much easier. We really appreciate his time and patience.”
Whitney B.
“I was a victim of Identity Theft in October. I was alerted of a potential identity theft event by your monitoring service and was immediately assisted by a “live person” with your company. She immediately began the restoration process. She conducted a conference call and we were able to shut down the request for a credit card. My advocate spent many hours working just on my case for me. She said she will monitor my account very closely over the next several months. I am so impressed with Ultimate ID and how professional and efficient they were in handling my Identity Theft. My Bank offers this service to me through a small monthly fee. To me, this is well worth the small amount of cost to have a professional to help me in handling this difficult situation of Identity Theft. You all are absolutely WONDERFUL!!!”
Janice B.
“I’ve been working with Regina for years and they just don’t get any better… …I never feel rushed, she always goes the extra mile…. ”
Michael K.
“You guys are significantly cheaper than Travelocity!!”
Chris N.
“Perry I just wanted to say you nailed it again, we had the best time! We appreciate you more than you know! We can’t wait to book our next vacay with you!!....we can’t say enough good things about you!”
Whitney B.
“I felt safe after speaking with my advocate. Thank you for all the reassurance.”
Arbula C.
“My specialist is so cheerful and upbeat, and she does an awesome job helping me get the best deals possible along with helping me when something goes wrong or if I’m charged the wrong price. She is an absolute gem; I hope she gets to see this review.”
Jody W.
“Jody, thanks for helping to create beautiful memories with kids. Your help with bookings opens new memories and we keep looking forward for the trip.”
Vinay S.
“I would like to sincerely say that my specialist is an outstanding asset!! She helped me in ways that I was unaware existed. She has gone above and beyond with the utmost patience. Thank you very much. Your efforts are very much appreciated.”
Maryann P.
“Regina thank you so much!!! You give the best customer service”
Kelly D.
“Travel search! It’s the best I’ve seen in the marketplace”. “It blows Kayak away!”
David S.
“Karel has been so helpful answering my million questions. He is very knowledgeable and friendly and makes booking a vacation so much easier than doing it on my own. I can’t thank him enough!”
Whitney B.
“I can’t thank you enough for not only taking care of this but for doing it so quickly. I am more convinced than ever that my membership program is the way to go for bookings.”
Janet D.
“I have had this protection for several years…It is a very good and necessary program and I will try to make it a point to see if my financial institution can advertise it more..”
David B.
“Thank you! Always know you are there for us and we appreciate you.”
Brandon B.
“Excited for my trip! Thank you so very much for all of your help with booking the flights! You made it a very easy process!!!! Will definitely be using you guys again!”
Bethany M.
“I appreciate you so much. You are awesome.”
Koaster B.
“Heidi helped me and my husband book two cabins for the end moment cruise we planned for my mom’s 75th and my son’s 16th birthday, she was extremely friendly, prompt, and thorough. Thank you, Heidi!”
Krupali D.
“Karel was AMAZING and was able to get me all set up. Phew!”
Katie H.
“Dee is absolutely amazing! Whenever I need help with travel…She makes any and all travel arrangement experiences so easy. I definitely always speak highly about and recommend these services to family and friends.”
Selena R.
“My Advocate was an absolute pleasure. She was very knowledgeable, professional and was able to provide me the comfort of knowing my issue would be resolved without my credit being compromised further.”
Michael N.
“The problem was solved with the assistance of a very patient customer service representative. I appreciate the help and the professionalism exhibited.”
Roslyn H.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.