“Karel Thank you so much. You've all been fabulous and I'm always sure to tell my co-workers and clients to book through my membership program. You are the best!!!”
Betsy G.
“I had a great experience calling the identity theft customer service. I received a letter that someone had filed unemployment benefits in my name. When I called, they were amazing. The advocate on the phone helped me register and established fraud alerts with all the credit bureaus. Now that she is my assigned advocate, I can contact her anytime there is an issue. With everything that is going on in the world today, I cannot stress how important this service is!”
Amber L.
“Thank you for your wonderful welcome!! This is great news, as we plan to visit family in June - and will be using VRBO!! What an incredible benefit for us! We are so excited to find all the ways to use the benefits, thank you!”
Stacy L.
“I would highly recommend your services to folks based on the experience that I was provided by my specialist. She was professional and provided service above and beyond my expectations. Not only did she assist me with my travel itinerary, but she provided me with benefit information that I had no idea of. I felt that my need was truly valued by her. It is certainly an asset to any company to have someone who represents a genuine desire to go the extra mile. Thank you for all you did. You are certainly deserving of more than just a scorecard.”
Kristin C.
“Thanks for booking the car rental! My wife Amy may touch base to see about excursions while we are there that you might recommend or have connections with. Love using GenGold. You guys are always on top of things!”
Jeff V.
“Perfectly. You are amazing Perry and I thank you for all of your help!”
Connie G.
“Just wanted to compliment my specialist for an outstanding job taking care of my travel concerns. It is a pleasure working with someone that really cares about what she does”
Robert R.
“Perry is so helpful I cannot even begin to say. He is so knowledgeable with every aspect of travel, cruise, plane, etc. He looks until he gets us the best deal. Thank you, Perry, for giving us so much expertise service. You cannot be beat.”
Robert F.
“Thank you!! Woohoo! I love getting paid to shop… I may get enough cash back to go buy the sweatshirt I wanted.. and I still need to order curtains.”
Melanie T.
“You rock!! Thanks so much Perry, take care! It was always a pleasure working with you!”
Jess C.
“When I thanked her for transferring me, she always says, "You're welcome." I realize that may seem insignificant, but it is refreshing.”
Laura W.
“You were extremely helpful and friendly…..a breath of fresh air….thank you….”
Frank S.
“Thank you so much Karel! You always come through for me!!!”
Ann H.
“My specialist was amazing!! She communicated with me through the whole process and even stayed a few minutes late to book the perfect flight!! Best experience ever with travel!”
Megan G.
“I love this membership and being able to save $ and use the discounts.”
Andrea O.
“I really appreciate your help with this request for purchasing our gift cards. This made my life A LOT easier!”
Amanda G.
“I just wanted to say thank you for all your help! I usually end up feeling angry and taken advantage of in exchanges like this, but you made me feel heard, and like an important customer! You singlehandedly changed my perception and I hope your company recognizes what an asset you are!”
Laura S.
“Scott, thanks again for your outstanding, and much appreciated, efforts …It's great to know that my membership program, and you specifically, have been such a great resource leading up to our family adventure - which is so very close now!”
Matt B.
“I started using Rakuten (it was Ebates then) in 2001. I am transitioning to the CashBack program here. I made a couple of purchases through the site and didn't see the cash in the system. I was happy that Paula was able to get a quick answer for me. It's not that simple with Rakuten and if your rebate doesn't show up quickly it is just your "tough luck" since there are no "live specialists" there.!”
Laura W.
“I really appreciate that you said you would follow up and you did - you are wonderful!”
Stacy L.
“Karel is a credit to the company, very nice and patient. On more than one occasion, I appreciate his service.”
Bernadette B.
“Dee has assisted me many times with my flight orders. She always spends the extra time to ensure that I receive the best value. Thank you, Dee, for being so professional and helpful!”
Linda H.
“Just wanted to pass along the great service I have gotten this week from Raquel. She has helped me with two trips, a weekend getaway to Colorado this weekend (spur of the moment) and a week trip to Tampa area in February. She is really good, and I may try to hire her and convince her to move to KY and teach our folks the membership program way! Lol. It’s Always good to know that your people are doing things well and she has been spot on for me!”
Jason J.
“Hello! Well, we got back last week from our trip to California, tired but happy. To say it was wonderful would be an understatement. I wanted to thank you for everything you did to make our visit even more magical. Below are a few pictures of the fun.”
Toni R.
“Jody first just want to thank you again for being such a HUGE help in our time of need— you have no idea the relief that you gave me when you emailed that everything had been taken care of for us Ray ended up being in the hospital for several days We also appreciate the follow up to let us know about the refund! You are a treasure! Thank you for your awesome service and care! Blessings,”
Tami R.
“I continue to be highly satisfied and impressed with this membership! I appreciate the benefits of this program. I especially appreciate that when I call, I am greeted by a friendly voice of a LIVE person.”
Laura W.
“Hello, here is my receipt for your July 25% cash back up to $25 through ticket express. This is a great offer and I love that my membership program does this! Thank you.”
Kim L.
“With your help, we were able to ensure we had a rental car for our trip to Miami in April despite the rental car shortage.”
Larry E.
“Perry is AWESOME!!! He is so helpful with questions, and he possesses a wealth of knowledge on how to book cruises and excursions, etc. I will use his services for a long time!”
Steve W.
“That's awesome! I really appreciate the quick response and going above and beyond my expectations. Thank you so much!”
Ethan W.
“This membership combines the best of technology and good customer service. I can order gift cards for immediate delivery via email and book hotel reservations through the site but still have easy access to caring people when I need it.”
Laura W.
“Dee YOU are awesome. Thank you. Xoxoxo”
Susan B.
“I ask for Dee because she is so knowledgeable, kind and patient. I recommend My membership program, but especially Dee.”
RuthAnn B.
“You have helped us several times in the last few years. You are so helpful and personable. Because of you I would recommend my membership program to anyone!! Thanks again.”
Susan M.
“You’re rating from me was highly rated. I didn’t even care about the saving coupon. Thank you again for going above and beyond my needs for a hotel. You are a true asset to My Membership Program!”
Brenda W.
“Thank you so much for doing the extra work to get my credit reinstated. I will be using it before October and will book through my membership program. I appreciate all the wonderful helpful people with this membership program. Hope you have a wonderful weekend.”
Janet M.
“U done right I had money in the account glad you sent through thank u so much 4 everything I will send u pics I get back”
Tim V.
“I really enjoy this program. I have watched my mom save money for several years. Now I have my own account. I have used the travel benefits a couple of times. I try to participate in the Wal-Mart and Amazon cards each month.”
Megan D.
“This service is extremely helpful, and my Advocate handled the necessary steps to resolve my identity theft event.”
Alice B.
“My Recovery Advocate was outstanding. I have already recommended your company to others.”
Milton S.
“Thank you! Once again you have provided exceptional service!”
Jen R.
“Yes, I would love to exercise Option 3 and again thanks for your help. I love being a member of this membership program!”
Joyce W.
“As always, Paula was very helpful and friendly! I always appreciate that a live person answers my call. I always ask specifically for Paula because I have been working with her for 20ish years now. She knows the program well and alerts me to new features of the program. On her recommendation, I have begun using the CashBack program. I continue to appreciate the benefits of my membership program more and more.”
Laura W.
“I wanted to take minute to let you know how much I appreciate my Specialist, she has helped me for several years with our vacations plans her service and kindness is outstanding!”
Kristy N.
“My specialist was great. She even called out the hotel recommended for our wedding party that told the Bride it was a special rate, but it was their regular rate that weekend. She was the best!”
Danika H.
“My specialist is thoroughly familiar with products, great program!”
Lynne N.
“Stellar service received from Karel! Unexpected email with a lower price to follow up my car rental that I booked through your website; wow is all I can say. Thank you taking time to look out for us! Great job!”
Jen D.
“Very professional, not overly rushed. Good service.”
Janice E.
“Just found out our rate went down by $700.00… Oh my word!!!!! That's amazing!! Thank you so much! How did that happen?!!”
Michelle D.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.
