“Jodi was great. I have used your services in the past and continue to.”
Ted H.
“As in all our past experiences, Dee has once again been so helpful and efficient in booking Air for us. My daughter and I usually come up with an itinerary and email it to Dee. Within a few hours she’s responded and all we have to do is pack. And it is not uncommon for her to find an error in our plans and fixed it for us. I will continue to recommend Dee she’s Great!”
BRENDA G.
“Perry always does a great job, even got us an extra $50 per person on board credit!”
Michael C.
“My specialist was great. She even called out the hotel recommended for our wedding party that told the Bride it was a special rate, but it was there regular rate that weekend. She was the best!”
Danika H.
“Dee is absolutely INCREDIBLE!!! She always helps me with my travel needs and is such a pleasure to work with that I specifically ask for her by name when I call. She's knowledgeable, goes above and beyond to find the best deal, and is just a lot of fun to deal with. You should count yourself lucky to have her as part of your team!”
Stephanie M.
“Raquel is excellent and extremely professional !!”
John F.
“Karel handled my travel needs with exceptional ease and speed, attending to my personal desires! They were fabulous! Extremely professional”
Kathryn C.
“Perry is always such a pleasure to talk with and assist us with planning our cruises. We engage in such nice friendly conversations; His knowledge of the countries and ports is so helpful whenever I ask about a particular place.”
Diane M.
“Regina is the best! She's my go to person. She was very helpful. I called her several times for her assistance with car rentals and hotel search. She went above and beyond continuing to search for a car rental with the lowest price. Our trip to Maui was amazing. Thank you, Regina,”
Jennifer G.
“Great service! Very professional and prompt in answering my concerns and questions.. Always tries to find the best deals for me.”
Helen D.
“Karel is very professional and always is looking for the very best for his customers. We enjoy working with Karel, he is very friendly and informative. Thank you!”
Connie W.
“I loved the added service that was provided by sending me an email regarding my hotel reservation and how I could potentially save more! Thank you for going above and beyond.”
Crystal C.
“I received exceptional service over and above what I would have expected.”
Vicki M.
“I love my specialist! She is always willing to go above and beyond. She very responsive and empathetic.”
Allison S.
“My specialist processed my request quickly”
Linda J.
“I enjoy having Dee help me whenever I travel.”
Paul K.
“Regina could not have been more helpful. She researched each car request and could not have made it more reasonable to choose the correct one.”
Walter O.
“I have always been happy with your service and I do recommend your services whenever I get an opportunity.”
Debbie C.
“Raquel did an outstanding job of assisting me with this reservation. I love working with my membership program and Raquel!”
KATHRYN C.
“My specialist was very courteous, friendly, prompt and handled my needs very quickly. Will definitely use this service in the future.”
Cindy L.
“Regina was very cordial though we never met she, showed me around the state of Florida. Thank you!!!”
Curtis F.
“The new automatic delivery of e-certificates is very efficient. The increase in the face value of the Subway cards and JCPenney e- certificates are greatly appreciated. I mentioned to Paula that JCPenney only allows use of 2 gift cards per order and SHE LISTENED to me! I really appreciate the services you offer and that I am treated like an individual who matters. Believe it or not, I have encouraged one of the employees at Subway to get a membership so he can take advantage of the discounted gift cards. He asked me one day how I got those.”
Laura W.
“It's was a bad time for me, I needed to attend my mother's funeral. I reserve a car and hotel Dee was amazing and very helpful. I called her back to change my reservations to a different day, she was very helpful, and she changed the date. I want to thank her for being helpful and her amazing customer service.”
Mona C.
“Karel was a great help and was a pleasure to deal with.”
Barbara G.
“Dee gives 110% customer service”
Tangie R.
“I've dealt with my specialist for a number of transactions, hotels and airfare. She is great. Always pleasant, efficient and responsive which I'm finding is becoming rare in today's environment.”
Sandra G.
“Perry is very knowledgeable/helpful!!!”
Charlie P.
“Dee is Very helpful. Very pleasant to talk to”
Robert M.
“Absolute pleasure to work with Dee. Always courteous and prompt with responses.”
Lisa W.
“I have work with Karel several times in the past he is always professional and most of all fast. I normally try to book ahead of time for the best deals. So it is definitely a pleasure having someone who responds within the same business day.”
Demetrius B.
“Thanks for all your effort. We have nothing but he best experience with my membership program. We are now thinking up other possible trips. I will contact you when we have finalized a trip.”
Susan T.
“My specialist was very nice and helpful. She made sure I understood how the program worked and also shared additional savings ideas I could use from my membership program! Thank you!”
Jen K.
“Always pleasant! Always helpful! Thank you!”
RHONDA K.
“Thank you for offering discounted restaurant gift cards! The transaction was easy and user-friendly. I will definitely be using your services again, and I will gladly recommend you to other members!”
Wendy H.
“I have used this service before, and each time has worked out well and always very professional and pleasant service specialist.”
Lisa D.
“Perry is a wonderful representative, very knowledgeable and always goes the extra mile to help you. Always resolve any issues and/or finalize any trips we inquire about.”
Shirley W.
“I truly enjoyed the whole experience. Regina was very patient and helpful. Even though it was almost 9:00 pm, she was calm and helped me all the way.”
Hina S.
“Karel is always knowledgeable and professional. It makes traveling easy and fun when he helps my husband and me book all our travel arrangements. Air, hotel and car rental. We have had the fortune to have him help us out for years.”
Wiet B.
“First time I have used the travel benefits and Dee was so very helpful. I appreciate her assistance and great personality. I am looking forward to my spring vacation with my daughters. Thank you for all the help.”
Brenda L.
“My specialist was very helpful, pleasant and professional”
Nancy L.
“I have spoken to and booked travel reservations with other specialists in the past. Dee has demonstrated a high level of professionalism, in performing her duties as a specialist. She has always showed patience, & gave guidance, in providing valuable information. I have also recommended friends, and family members to her. In my opinion, she has gotten a gold star from me, for her service. JOB WELL DONE DEE!”
Yvonne C.
“I enjoyed talking to Kia this evening about the My Membership program. She was very friendly and was helpful in the registration process (and she liked my silly jokes too) I'm glad I could pay it forward and make her laugh and smile. Thank you for everything, looking forward to all the benefits this program has to offer.”
John M.
“My specialist did an exceptional job helping me book a hotel room that I had looked at on the website. She even took the time to find me a better rate on the same room!! Thanks !!”
Margaret H.
“I enjoy speaking with my specialist she is very good at her job and always a pleasure.”
Tammy M.
“THANKS FOR YOUR EXCELLENT CUSTOMER SERVICE”
NEIL Z.
“My specialist was exceptional. she took her time and she found me great deals. She was fun and upbeat and very professional. I would highly recommend her and your company.”
Tracie W.
“I always have such a good experience with the customer service at my membership program and I tell my clients all my great experiences.”
Traci W.
“Dee continues to go the extra mile to accommodate our needs. I have received her assistance for both personal and professional travel plans, and she exceeds our expectations on a regular basis. SHE deserves special treatment as she bestows such onto us! I am sure a bonus or raise would certainly be justified. Not only do we recommend our membership program to friends and colleagues, but we highly recommend Dee for her professionalism and welcoming knowledgeable assistance. Thank you.”
Roger N.
“Raquel was extremely helpful and enjoyable to talk with.”
Nancy F.
“Dee’s professionalism and customer service skills were excellent and very prompt, she always goes over and above. I really appreciate her.”
MARLENE D.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.
