“Dee always go above and beyond to help her customers, I have to say I been using my membership program for a while, now, you're the only one that shows professionalism and always have a smile on your face, even though I can't see it but I can tell your smiling. Every time I think about booking vacation, she crosses my mind, she takes control and make me feel at easy and I feel comfortable and I trust her recommendations.”
Helena F.
“Karel What fantastic news! Yes, I accept the lower car rate.”
Michelle and John S.
“I had a situation with a hotel reservation and my specialist exceeded my expectations in resolving the problem. Thanks again”
GEORGE F.
“My Specialist has always given me exceptional service. She has helped me for years and when I have found a better price, she has always matched it. She is extremely knowledgeable and finds the answer if she does not know it and is also very professional. On a scale of 1-10 she is a 20--top in her field.”
Lois K.
“Perry is an awesome cruise planner. He handled all details of our trip with great professionalism and attention to detail. I will always call on Perry when we cruise.”
David P.
“My specialist was fabulous. She went above and beyond to help me with not one but 2 different trips I'm taking. I will ask for her in any future planning I make. She's a keeper!”
Amanda P.
“Your wonderful employees rectified the problem which was me! I was not clicking on the second link! I am sorry for that but am very grateful for their help and patience! Thank you again!”
Michele L.
“My specialist was really helpful with all the tickets”
Jeremy F.
“We will be traveling again in about a week and a half and I will be calling my specialist again!”
Heather B.
“I had looked up one-way flights already from two different airlines. I wanted someone from my membership program to tie it all together for me and book them. Karel provided this service for me and helped me fine-tune the flights, so-to-speak. I really appreciated him.”
Linda W.
“Love you guys! Thanks for all your help when planning trips!”
Christine H.
“Dee is Always knowledgeable and friendly. She’s always a joy to talk to.”
GLORIA N.
“Perry is a professional gentlemen and always ready to help with any booking. He goes above and beyond every time. A pleasure to work with. He is always pleasant, and his information is always right on.”
Shirley W.
“Perry and Scott did a great job! Thank you for such great people.”
Joe T.
“Very helpful”
Angela F.
“Very pleased with Perry and the excellent service he provided. Follow-up was fantastic!!! Thank you”
Joe T.
“My Specialist displays very high customer services from start to finish. She went the extra mile to contact surrounding restaurants within walking distance because hotel didn’t serve breakfast my family was traveling by train to our destination.”
Delephine D.
“Raquel is awesome! She always goes out of her way to make the experience great!”
Tom K.
“Karel was very helpful in assisting me with my flight change and refund.”
Joan A.
“I have dealt with my membership program for my travel needs for many years now. It's always been a very positive experience!”
Sharon H.
“Dee was exceptional. I called all upset about an issue I had with a hotel reservation and she was able to help me.. This woman is a Saint and deserves a raise or whatever you can give her. Thank you so much”
Danielle C.
“I talked with Kia excellent customer service very patient kind and helpful.”
Heather R.
“I could not be more happy with the service I was given!”
Jennifer R.
“Your service rocks! I will be sure to share with our staff and members.”
Regan C.
“Everything was great, a very easy process and loved that there were ZERO fees added to my purchase.”
Rachel M.
“My specialist is always a pleasure”
Tammy M.
“Perry Very courteous, knowledgeable and professional. Cordial and friendly and timely communication. He is a pleasure to work with.”
Ann M.
“My specialist is awesome! She is prompt and has great patience. She followed through and took care of something I was unable to. Thank you!!”
Mary I.
“Excellent service every time I work with your customer service team.”
Brenda E.
“Perry is so caring and works so hard to get us the best rates possible. Truly appreciates all he does.”
Alberta F.
“I highly recommend Dee and use her only when we book anything through our membership program! She has been absolutely amazing every time!”
Beth P.
“Regina was extremely pleasant and professional. She's a true credit to my membership program!”
John F.
“I called to book a business flight Karel was excellent, so I emailed him directly to find us a flight for a personal trip for my family, and again he was awesome. Gave us options within the parameters I was looking for, and I'm satisfied with the value and service. Will use the service again for sure.”
Susan B.
“Regina So helpful, thank you!”
Kourtnee J.
“Perry is always helpful”
Sandra S.
“I was so impressed. I had a complicated trip plan with many people and added on later! I was helped with a great attitude and very quickly! So nice to find awesome customer service still exists!”
Laura W.
“Karel has always been helpful when I need to travel”
Lorraine Y.
“Perry is the very best travel agent. He is very competent, personable and patient with us! We have had him book at least 5 of our cruises and so much that goes along with them. I would and have recommended him to all of my friends and family”
Mary Lou N.
“I love my membership program. I already saved a lot money on vacations. The staff is very polite and professional.”
Debora M.
“Perry is the best! A true professional who takes care of any of our travel concerns and reservations.”
Helen D.
“Always provides great service and works to give us the best travel package.”
David W.
“So far the lowest car rental rates anywhere. From now on I'll search through on my membership program for everything before any other internet deals or offers!”
Curtis W.
“Very friendly and helpful, fantastic experience and service.”
Kevin B.
“I always ask and even wait for Regina. She always finds the best offer and takes care of me and my daughter. We love her!”
Janette M.
“Perry was SO very helpful. He walked me through every step and was very informative patient. He helped me to use my money very wisely and gave me some good travel tips. I was quite grateful to have had him to help me successfully book my upcoming trip! 10 stars for Perry!”
Gayle S.
“Thanks for the great service!”
Connie W.
“We had to cancel our hotel reservations due to family issue, but my specialist followed-up on cancellation with hotel to ensure my full refund. Thanks for all your effort!!!!”
Delephine D.
“Perry always does a great job for me. He has helped book several cruises for me and always does a great job.”
Deb C.
“I even emailed Regina back for additional information and she was very helpful again.”
Heather F.
“What a pleasure it is to get the best professional services buy Dee year in and out. Thanks to you and her.”
Joseph D.
“Whether I was corresponding through email or by phone Regina answered my many questions responding in detail and thoroughness, so I understood everything and giving options. She even called me the day before our trip to make sure I received her email about a rate change in a rental. This was a very stress-free experience thanks to Regina and her patience with my many questions. I look forward to working with Regina again.”
Stacie E.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.
