“Thank you Soooo much. You went above and beyond! Best Service! Thank you!!!!”
Molly P.
“Perry, You are a jewel! Thx for your excellent communication and hard work. Yes, I'll let you know when I see the credit. Be well.”
Karen S.
“I am new to the membership program. My Specialist was very knowledgeable about the products and explained things to me in simple, well-understood terms. She has a smile when she talks which made me smile back :)”
Frannie G.
“I went to Family Benefits -> Printable coupons and I was able to select and print out coupons for products I regularly purchase. My total savings was $20.05 and that was on top of the in-store sales/reward program. I ended up spending only $0.10 per can of Progresso soup!”
Michele A.
“OH My! Where do I start? Karel was amazing!! He was patient and thorough he REALLY!!!! called me back 1/2 hour later and had a better price and option for me. I can’t tell you enough how a great feeling it was that there is someone out there with wonderful work ethics and was eager to please the customer even when that customer was already very pleased. Karel deserves acknowledgement and praise for his outstanding help and service to me. Thank You Karel!!!!”
Birner B.
“Karel and Jody were so helpful in all of my cancellations/re-bookings throughout the coronavirus travel interruptions. They went the extra mile with getting me the help I really needed. Thank you both for your excellent customer service skills! You are appreciated.”
Leah J.
“My Specialist makes you feel joyful that you even contacted your institution!”
Tracy B.
“I recently shopped for airline travel for my family through the Travel Services and was pleasantly surprised to find that I could book tickets from Southwest Airlines. I had a small problem with our flight. I called the Personal Concierge service and spoke with a knowledgeable representative who took care of the problem right away. A few weeks after the trip we received an actual check in the mail for 3% of our ticket price. It’s remarkable that they not only guarantee the lowest price, they also give you cash back on top of it!”
Kerry G.
“It is truly a pleasure to work with you, and your incredible staff! You, and your staff consistently provide “above and beyond” service to our members, myself and our staff. I am excited to see what the future brings for our program, and I look forward to our continued success together.”
Tracey L.
“I booked the wrong weekend and the hotel had a NO Cancels, Refunds or changes allowed Policy. I immediately called and explained to my specialist what a mistake I made. She was very kind and understanding and told me she would personally call the hotel and see if she could get the dates correct even though the confirmation made it clear about cancels, refunds and changes. She was able to have my dates corrected and saved our trip!”
Jean W.
“When I called to book, Raquel was very nice listened closely to my requests. She booked the exact flights I was wanting and quoted me a decent price. After the phone call, she emailed me the receipt and was able to find me more savings on the same flights. The savings was $150. This was great service and great savings!!!”
K. R.
“Dee continues to go the extra mile to accommodate our needs. I have rcvd her assistance for both personal and professional travel plans and she exceeds our expectations on a regular basis. SHE deserves special treatment as she bestows such onto us! I am sure a bonus or raise would certainly be justified. Not only do we recommend you all to friends and colleagues, but we highly recommend Dee for her professionalism and welcoming knowledgeable assistance. Thank you, DEE!!”
Andrea G.
“Raquel did a great job in arranging flights that involved going from Portland, ME to Los Angeles, CA, and then up to Victoria, BC, CANADA, and then finally home from Victoria to Portland. I was especially pleased when the total cost for the 7 flights was less than I had anticipated.”
Tracey K.
“Dee shines each time we deal with her. Very pleased with her professionalism, service and follow-through. She keeps us coming back for all our travel needs!”
Andrea G.
“Thank you very much for your assistance and working this issue to a successful closure. I really appreciate all that you have done for me and acknowledge the effort you put for a timely conclusion. Your professionalism and calming tone made me realize that you had everything under control.”
Frederick A.
“Thank you!! I am sad that we have not taken advantage of this program sooner!”
Tracy B.
“I wanted to write you and let you know how much I appreciate my specialist, whom I use as my go-to agent. She is truly the best I’ve worked with there and I appreciate her commitment and excellent Service.”
Cynthia T.
“Always a pleasure working with the Membership Specialist staff on any and all services. They have been extremely helpful in trying to resolve my identity theft with T-Mobile. I don’t have to spend the time or the money! It’s such a relief.”
J. D.
“Consumer Protection -> Vehicle Safety Information. I also found a recall for the passenger side airbag on my husband’s truck using. We were completely unaware of the recall. This isn’t going to save me any money, but it could ultimately prevent injury to my kiddos that regularly ride shotgun with dad until we can get it fixed. Priceless if you ask me!”
Amanda J.
“Dee was excellent. I am 77 years old and was having trouble with setting up restoration and fraud alerts for both myself and my husband. She was very knowledgeable and very helpful. She is an excellent representative. Very patient.”
C. L.
“Love: customer service. They treat customers very well.”
Randy T.
“I had plans to take my family to the movies and unfortunately, we missed the matinee. So, I went to TicketXpress™ and was able to purchase e-Tickets. It was about $1 less per ticket there than at the box office or the theater’s website. Every bit helps!”
Kerry G.
“I didn't get this great of service when I used my own resort which I paid a lot of money for. I wish your specialist could instruct them on how to help members feel like their plans are important and make them feel like the service provided was just for them That's how I felt. I don't mind using your service again and again.”
K. G.
“I probably go to Sam’s Club once or twice a week on my way home from work. But did you know that your membership program will reimburse you $5 every year for your membership – new or renewal!? It’s easy – I recently renewed my Sam’s Club membership, took a photo of the receipt with my phone, emailed it and got a check back for $5. And that was on top of another renewal offer I had from Sam’s Club! And when our Costco membership is up for renewal, we can get another $5 back on that, too.”
Kerry G.
“I had an estimate for work from the dentist. The total was $3,085 and $1,490.80 was the discount from my membership’s Dental Plan - Care DP!”
John M.
“Thank you so much for helping me sort out my identity theft issues. Your firm has done a wonderful job throughout this ordeal and I am so grateful for everyone taking care of things for me. I'm so happy I gave this program a try and hope to use it for more fun things soon.”
Anne J.
“Each and every time I've made Hotel reservations it's been a great experience.”
D. P.
“This is the first time I've ever used the service. All of the people in the bank are always praising the service. It was so easy and economical. I will certainly recommend you to my fellow employees and use your service again.”
E. C.
“I had probably 2 of the best customer service experiences of my entire life last night and this morning with Benefits Plus. Last night I dealt with Kia (sp?) and this morning I worked with my specialist to book a hotel room for this weekend. Kia ended up staying after hours with me last night to try and get things done and she was like a superhero this morning. I did get quite the deal as well so I am very, very pleased and just shared my experience with several of others as well. This is definitely good stuff and it does seem too good to be true because of the experience.”
Mandi R.
“They consistently provide exceptional products and services, they’ve exceeded my expectations. A most unique component of the program is the local Business Partner Program which exemplifies innovative community banking at its best! It not only adds to the value of the program, but also provides business development opportunities and promotes local economic viability.”
William D.
“I wanted to stay at the Sheraton at Station Square but checked the room cost and they started at $208 not including tax! That’s way too expensive for me! I checked on the benefits website and found rooms starting at $94 and I was able to book two nights for $223.64 versus one night starting at $208!”
Molly H.
“Regina is not only well versed in travel options but her patience with me is absolutely stellar. I am so happy she is my agent. I wouldn't want to work with anyone else.”
Julie C.
“I sent an email asking for hotel recommendations and rates for 6 different cities and dates and received detailed information the same day. The service is always fabulous. I feel like my specialist knows me as she's helped me plan a Disney trip, short overnights and now a big trip to Germany. Thank you for professional and timely personalized service.”
Andrea G.
“I appreciate all the help your representatives have given me for our various purchases. I love the dinner and a movie combo, its easy and a great value for us or a gift. We are planning a vacation and look forward to getting help with our trip to Europe next year.”
K. S.
“They genuinely believe in their product and its ability to positively impact the lives of members.”
Jenna H.
“I use it personally – all the travel and shopping benefits. It’s better than Travelocity! The mobile app is robust, but I use the website more. Travel is the no. 1 reason people like the program. Very personal service. Better than any travel agency I’ve used. I didn’t use Now I am completely sold on it.”
Randy T.
“My Specialist was outstanding. I have never been treated as well and efficiently by anyone - she treated me like royalty. Fabulous employee!!!!!!!”
Karen H.
“I downloaded the app and it is very easy to navigate.”
Michael S.
“Thank you so much for helping me with the cost of replacing my documents! I was in Londaon In March this year and my purse was taken. The passport was $145.00 and the drivers license was $29.40 for total of $174.40 This will help so much in recovering at least part of what I lost.”
Sheila H.
“Raquel was extremely patient and helpful. She really took the time to look through all of my airline options (and I asked her for SEVERAL) and she did it with a really friendly attitude. It was an absolute pleasure to work with her.”
S. M.
“We recently visited Durango Colorado with a stay in Sedona. We compare a variety of discount websites to optimize savings when traveling. Who doesn’t enjoy saving money? I compared prices through the program and found an upgraded property that was $33 less per night then other offers. I received an added bonus… a check in the mail from for $15.73, just for booking with them. We had a wonderful experience; I will definitely use all the amazing services in the future!”
Kathie L.
“Raquel was AWESOME! She answered questions quickly, took care of the issues, and was very helpful. She is amazing! She would be the reason I would use this service again.”
Mary C.
“I am happy to be a member of this company and what it does for its customers. Especially with representatives such as you.”
Raymond M.
“I took a Disney vacation with my family last fall and got a $250 rebate. Their prices were highly competitive with travel sites (I checked), and so the rebate is a wonderful bonus.”
Debbie F.
“I’m a travel bargain hunter, I check out at least half a dozen travel websites to get the very best deal. I needed to a hotel room in Las Vegas, the lowest I found was $166, directly on the hotel website with a discount code. I looked at my program’s Travel Services and found the exact same hotel for $99 for an upgraded room! That’s a 40% discount. What’s more, I got a check for 5% after the trip. I will always look at my membership Travel Services first! That is a savings of $67.00 per night plus the rebate.”
Barbara T.
“I cannot tell you how grateful and relieved I am to have this weekend work out as I had hoped! This is just another example of the incredible service you offer, and I wanted to share this with you!!”
Melissa T.
“Oh my gosh!!! Thank you so very very much!!! Thanks for your diligence! I sooo appreciate it!!”
Daneena A.
“Gift Cards, Thanks for an amazing savings opportunity”
H. S.
“I had to take a trip for a class I was taking and needed a hotel. I looked on the usual websites, then remembered I had program with travel benefits. They offered the lowest price for the hotel I wanted. Other people who were taking the same class were shocked! I had paid at least $20 less per night than they were, so I saved at least $80 on my stay. Also, I got a rebate check in the mail for $10! I saved at least $90 overall. Also, I was able to talk with a live person and they were very helpful! The app was also easy to use on my phone I now always check before traveling to see if there are any discounts.”
Nikki S.
“Regina is absolutely a pleasure to work with & goes out of her way to make everything a very pleasurable experience.”
Sandra S.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.