“I appreciate everything that Regina has provided to help me plan our Disney Trip and her suggestions for an upcoming Key West trip!”
Heather G.
“Received great service from my specialist when booking my trip to Great Wolf Lodge. She found me the best deal and was personable. Thank you!”
Sheila A.
“Very well please with service!”
CHARLES F.
“Thanks for an amazing opportunity”
Harley S.
“Raquel was very courteous!”
Lynn M.
“Perry was an incredible resource to help book our first Disney vacation!”
Chris M.
“Dawn always does a great job for me!”
Connie P.
“Being assisted by my fabulous specialist is a great experience in every way! Kudos to her for always doing a superb job!”
Marlene T.
“Regina, Karel and Kia are awesome!!”
Jenet F.
“I appreciate all the help your travel experts have given me for our various vacations and look forward to help with our trip to Europe next year.”
Kelly S.
“Raquel was very kind & thoughtful of situation & reason for flight. So easy to work with and show a true concern for customer satisfaction.”
Jill T.
“My specialist was very helpful, patient and professional.”
Darlene G.
“Karel is always super helpful and wonderful when it comes to putting up with me changing my mind and saying, change this or try this place. What about these dates?.... He deserves a medal!”
Amy M.
“Perry was so wonderful at helping us for a cruise, we decided to ask for him again for a cruise the next year. He is very friendly, helpful, patient and answers all questions we may have. I hope he stays in the business a long time. I would recommend him to anyone who wants an agent to travel.”
Mary G.
“My Specialist was Very Helpful”
Howard W.
“My Specialist is very professional every time I call in. She goes above and beyond to find me the best rates on our hotels, air, and car rentals.”
Sherrie E.
“First time setting up travel plans on my own. Wound up being much easier than I thought. Will be looking forward to my visit with my daughter and her family as I have not seen them in 4 years.”
Marguerita T C.
“Perry is wonderful person to work with. He is so professional and thorough in all he does. If I need any information, he never lets me wait. He gets right on to find out what I need to know.”
Shirley W.
“Very helpfully. Was able to change the airline tickets without any issue!”
Mai Y.
“The checkout process is a lot easier than a lot of the other sites.”
LEE ANN B.
“Karel is 100% consistent, accurate, pleasant and courteous. Couldn't ask for a better travel consultant.”
Wiet B.
“As always, great service. You came up with a better price on both flights and rental car. Got me better flight connections than I could find.”
David M.
“Perry ALWAYS helps us and does a great job!”
Leslie V.
“Perry is the most dedicated agent I have ever had. He goes beyond my expectations. He goes the extra mile and then some. Thank you, Perry, for all of your expert travel advice. He is so patient with all of my questions .....”
Alberta and Bob F.
“I have worked with my specialist before and she does a fantastic job!”
Robert W R.
“Nothing more than the best service possible.”
Robert W R.
“My Specialist gives very prompt service and answers all my questions.”
Kelly S.
“Karel, was great and patient even when changes were required.”
Janet M.
“I feel that my specialist went above and beyond what was expected to get my transaction successfully completed. She was able to obtain the least expensive rental and was always prompting me with additional questions to ensure she obtained the best deal for me. Not just to get the cheapest but also what fit my needs. She was very patient, nor did I feel she was in a hurry and had to get to the next call.”
Richard M.
“My specialist is an excellent employee. I have dealt with her on 2 or 3 other occasions and she has always gone beyond helping me with my travel needs. A valuable person for the company.”
Gwendolyn P.
“Regina contacted me back to let me know about a change that came up. It was very much appreciated. Thank You”
Jan L.
“Perry is great as usual”
Mary G.
“Regina is always super helpful. I don't know what I would do without her!”
Janette M.
“Perry was WONDERFUL! So pleasant to talk with and very professional. This is the 3rd time we have used him for booking a cruise and past experiences (both to Alaska) were outstanding vacations for us. We would highly recommend his services to anyone. Thank you so very much.”
Denise D
“I LOVE WORKING WITH MY SPECILIST--SHE IS GREAT!”
DEB G.
“Jody was very easy to talk to and very helpful.”
Raymond P.
“Dee assisted me with a hotel reservation, she connected us three way with the reservation desk at the hotel. I had called in on a Sat and she was very pleasant. This was my first time having her as my agent.”
Diane M.
“All things travel for my husband and I have been made stress free thanks to my specialist. She has been our Service Specialist for at least a decade, and we have never been dissatisfied. On the contrary we have always sung her praises to family and friends. She is professional, friendly and ready to go the extra mile.”
Wiet B.
“Your specialist always does a great job planning and scheduling our travel.”
David W.
“Dee informed me of a less expensive flight to another local airport of which I was not aware; and therefore, saved me additional money!”
Theresa H.
“This is our third cruise booked with Perry and he is awesome and patient with me, I make changes all the time. Thanks for excellent service and making process effortless!”
Angela C.
“Karel has always been courteous, knowledgeable, and proficient. He is an asset to your company.”
Margaret L G.
“Karel is always a pleasure to work with and very prompt in replying to my requests.”
Diane M.
“Raquel did a great job in arranging flights that involved going from Portland, ME to Los Angeles, CA, and then up to Victoria, BC, CANADA, and then finally home from Victoria to Portland. I was especially pleased when the total cost for the 7 flights was less than I had anticipated.”
Jane C. P.
“It is always a pleasure working with my Specialist on my travel arrangement.”
Cynthia S.
“I would like to meet Perry personally and thank him. This is the second-third cruise that he has book for us. My wife and I have no regrets.”
Butch and Debra G.
“Very pleased with your services. Will continue to use my membership program.”
Gwendolyn L.
“Perry makes planning a trip so easy. He always makes himself available and makes you feel you are important. I really do not like working with any other service specialist in the travel industry unless I really have to.”
Shirley W.
“My Specialist went the extra mile in securing hotel reservations for me! I appreciate her friendly & professional attitude! Very positive experience!!!”
Angela F.
“Karel has helped me for years with my travel, and he has always done such a great job. Awesome guy!”
Keith Ann P.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.
