“Scott was very helpful. He did a lot of looking to get me the best cruise deal and was very professional and complete.”
Deb C.
“I did the transaction online, but received a very nice note from Raquel”
Dave T.
“Karel is the best in all ways possible. I couldn't imagine not working with him on my travel plans!”
Nancy J W.
“Dee is polite, patient, & professional. Every time I speak with her it’s the same demeanor and attitude!!! Upbeat, bubbly, and full of enthusiasm, she is such a joy to work with knows full knowledge of program and will recommend suggestions and ideas. Thanks so much for everything!!!”
Irene R-S.
“My Specialist always does an outstanding job getting me the best cars and accommodation possible”
Laurence H.
“Dee was very courteous and helpful with my hotel reservation”
Tina Marie H.
“Perry has helped me book a cruise and flights before and continues to do a great job! He is such an asset to your company”
Suann B.
“This is the second time we have booked a cruise through Perry; He is always so helpful. He is also very patient with all the calls and coordinating it with everyone in our group.”
Brandy W.
“Dee was very helpful. She went above and beyond to find an affordable hotel room for my trip located in a safe and secure area. She was very knowledgeable of the schedules and activities in Las Vegas. I appreciate all her hard work and patience to work within my budget. Please keep Dee and treat her very well. She is a great asset to my membership program.”
Deleen A.
“Raquel, took time to make sure that all my request and questions were answered and made sure there would not be an issue for my sister traveling with a CPAP machine. Very friendly helpful and professional.”
Anna E.
“Made my day!”
Ann H.
“Great service! Your people are very friendly and supportive”
Louis A.
“Dee has assisted me many times, always with great success. Her service has always been 1st class. She is excellent at her what she does.”
Roosevelt C.
“Perry was so helpful and even though I have never been on a cruise before, I felt totally knowledgeable.”
Jill R.
“My Specialist was awesome to work with!”
Dorothy M.
“My Specialist did very well considering I was asking for a lot.”
Janet S.
“My specialist is always very helpful!! She does a great job!!”
Diane S.
“My Specialist is Very Compassionate & takes the Extra Time to Answer her member’s Needs & Questions. Very Patient & Intuitive to my many Concerns. I would highly recommend her to anyone. I wish I could get her Each Time.”
Adrienne N.
“Karel did an excellent job.”
Javier V.
“Karel went above and beyond in securing a complicated flight schedule. Ultimately after we confirmed and paid, I had to cancel everything since my family situation changed drastically. thank you, Karel.”
Wiet B.
“Karel went the extra mile for us, Very patient”
Shirley K.
“Perry did a great job communicating with us and answering any questions we had. We have enjoyed working with him.”
Holly S.
“My specialist is the best travel agent anyone can be lucky enough to have with your company. She goes above and beyond to help me and makes my traveling needs so easy. To not have to worry about anything having to do with my travel is such a blessing.”
Cynthia T.
“The specialist was exceptional in that she was patient with me and took time to listen to what I needed, rather than spoofing off a pre-directed communication technique, and that was so helpful! Thank you. You have a good employee.”
Bobbi Jo S.
“Dee was knowledgeable, courteous and efficient. Professional yet personal. I would give her the highest rating”
Sherrion E.
“Karel Pollard was very professional and very helpful”
Lourina G.
“Very professional and friendly service. This was the first time that Dee was my service specialist and she was 100% great.”
Wiet B.
“Wow thank you so Much! You’ve made this a very smooth and easy experience. Thank you for your help.”
Jennifer P.
“Raquel was very peasant to talk with and extremely helpful, she made my booking very easy going. You have a very valuable employee there. I give her an A++ excellent rating”
Edwin C.
“Thanks, Perry, for ALL your help.”
Leslie V.
“Perry is fantastic, and I will continue to use this program because of him!! Thanks Perry!”
Jessica C.
“Dee made my day complete, I was able to rest knowing all was good if you had a rating of 10+ she would have gotten it. I say thank you”
Marjorie M.
“I want you to know that Dee was excellent. I had not ever booked a trip this expensive or through my membership program. Dee answered all my questions and put me at ease. I called her often asking different questions and she was so kind and explained how things worked. Thank you for making this such an easy process.”
Rhonda H.
“I recently inadvertently booked a room without her and Marriott charged me for the full price. My specialist talked to the manager and got the full amount credited back to me!! That was just such a relief and it is so much appreciated. Thank you! I am so lucky to have you as my travel agent!! My Membership Program is also lucky to have you!!”
Andrea F.
“Karel’s been my go-to guy for travel for years. Also does well by me. He’s a real credit to my membership program.”
Dave H.
“This is my 2nd booking with Perry. He does an amazing job and is always friendly and helpful. He knows what he is doing, and it definitely shows. I will continue to book through him”
Dalton F.
“Perry He continues to do an excellent job for us every time!”
Holly S.
“We love Dee!! She always go all out for us!!”
Cassandra R.
“The staff at my membership Program was very helpful to me especially Jody in booking an important trip for our family. I’m very grateful! Thank you!”
Jenet F.
“Dee. always very very GOOD!”
Joseph D.
“We have been working with Perry for years. Always 5-star service.”
Michael C V.
“Perry always does a great job with cruise bookings for me. I wouldn't go anywhere else!”
David P.
“I have been using my membership program for a long time with great results with all you have done and her great service.”
Joseph D.
“Dee always gives great customer service!!!!!”
Tangie R.
“My Specialist Rocks!!!”
Cynthia T.
“Perry was very nice and efficient! I really appreciate his help!”
LaTasha C.
Your financial institution has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Life Membership members. Your financial institution assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold, Inc., the benefits provider. Discounts received through Life Membership may not be used in conjunction with any other discounts. All program benefits are not available in all areas. Benefits and services are subject to change without notice. Please contact a Service Specialist for details. Certain restrictions apply.
We reserve the right to refuse, refund or cancel a service request for any reason including limitations on quantities, inaccuracies, errors in product, pricing, or any issues identified by our fraud detection activities. Generations Gold, Inc. reserves the right to suspend or cancel a membership without notice should Generations Gold, Inc. detect any instances of membership abuse, any violations of the Terms and Conditions or any practices deemed unsavory by Generations Gold, Inc..
The participating listed merchants are in no way affiliated with Generations Gold, Inc., nor are the listed merchants to be considered sponsors or co-sponsors of this program. Use of merchant names and/or logos is by the permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant gift card/certificate for additional terms and conditions, which are subject to change at merchant’s sole discretion.
Certain Life Membership membership benefits pertain to healthcare service discounts. Healthcare service discounts ARE NOT INSURANCE. You are required to pay for these services when rendered, however if you use a participating provider for these services you will receive a discount. Neither Life Membership, WellCard Health or the Discount Medical Plan Organization can or will pay any provider on your behalf. The Discount Medical Plan Organization administering the healthcare service discounts is AccessOne Consumer Health, Inc. www.accessonedmpo.com For your free, no obligation healthcare service discount card, click here, no membership required.
Digital (eGift Card) Purchases. Most eGift Cards are delivered by email within an hour; however, you may experience delays if there are any problems with the processing or verification of your billing/shipping address or credit card information. Use of the eGift Card constitutes acceptance of the providing merchant's Terms and Conditions which can be found on their websites.
Plastic Gift Cards and Movie Ticket Passes are mailed USPS 7-10 business days after receipt of order and payment.
Please review the following choices carefully, refunds and returns can only be processed when eligible items are returned using the appropriate method.
Digital (eGift Card) Purchases cannot be returned. All sales are final. If the eGift Card is deemed unacceptable by the merchant or found to be inactivated and not redeemable, a refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued eGift Card.
Plastic Gift Cards and Movie Ticket Passes purchased may be returned for a full refund if the product is not accepted at the merchant or found to be inactivated and not redeemable. The card must be returned in new condition and returned within 30 days of the purchase date. A refund will be issued to the credit card used for the purchase or replaced by the same or equivalent valued plastic gift card or movie pass.
LIFE Association, Inc. (“LIFE”) provides you with benefits and services designed to enhance your life and stretch the value of your hard-earned dollars. Once a LIFE Member, a variety of Association products, services and group insurance plans are available for consideration.
Membership in LIFE Association, Inc. will be effective the date of the enrollment and collection of the first dues.
LIFE Association, Inc. may collect Membership Dues or may utilize a licensed Third-Party Administrator (TPA). Selected TPA shall agree to administer its duties pursuant to all terms in the Agreement.
During the term of your Membership, your Association is required by regulators to maintain regular contact. Some of the items you may receive via email are:
In regard to your participation as a member of LIFE Association, Inc. (the “Association”) you appoint the Secretary of the Association in office at any particular time as your proxy to receive notice of and attend all meetings of the members and vote on your behalf and to otherwise act for you in the same manner and with the same effect as if you were personally present. This proxy shall be valid until revoked by you at any time prior to voting at any meeting, by executing and delivering a written notice of revocation to the Secretary of the Association, by executing and delivering a subsequently dated proxy to the Secretary of the Association, or by voting in person.
The Association is not an insurer, guarantor or underwriter and does not provide any products, product liability or guarantees for any Member. Providers of products and services are independent contractors and are not employees or agents of the Association. The final selection of a provider, facility or merchant and the approval or disapproval of products or services are the Member’s choice alone. The Association and its affiliates do not have the responsibility nor liability for a Member or Members dependents.
This Agreement shall be governed and construed in accordance with the laws of the State of Texas. Any dispute or claim in law equity arising out of this Agreement or any resulting transaction, including disputes or claims involving the parties to this Agreement, their officers, agents, or employees, shall be submitted to neutral, non-binding mediation prior to the commencement of arbitration, litigation, or any other proceeding before a trier of fact. The parties to the dispute or claim agree to act in good faith to participate in mediation, and to identify a mutually acceptable mediator. If a mediator cannot be agreed upon by the parties, each party shall designate a mediator and those mediators shall select a third mediator who shall act as the neutral mediator, assisting the parties in attempting to reach a resolution. All parties to the mediation shall share equally in its cost. If the dispute or claim is resolved successfully through the mediation, the resolution will be documented by a written agreement executed by all parties. If the mediation does not successfully resolve the dispute or claim, the mediator shall provide written notice to the parties reflecting the same, and the parties may then proceed to seek an alternative form of resolution of the dispute or claim, in accordance with the remaining terms of this Agreement and other rights and remedies afforded to them by law. Exclusive venue for such mediation shall be in Dallas, Texas. Members shall submit all grievances in writing via U.S. Mail to LIFE Association, Inc., 500 N. Central Expressway, Ste 325, Plano, TX 75074. These provisions shall survive termination of membership. This Agreement constitutes the entire Agreement between Members and the Association. There are no warranties, express or implied, other than those expressly stated herein. This Agreement may only be amended in writing by LIFE Association, Inc. LIFE Association, Inc. may assign its duties and responsibilities hereunder to third parties.
By Utilizing any benefit or service available through the Association, that requires medical information, Member consents to the release of any and all information related to their utilization of said benefit or service, including but not limited to medical information to the Association. LIFE Association, Inc. (or any third-party vendors of LIFE) utilization of such information shall be limited to the fulfillment of LIFE Associations duties to provide said benefit or service to Members and their family.
LIFE may change a membership plan with a 30-day notice to Members. Changes may result in a vendor discontinuing a program, product non-availability or new products to replace low utilization benefits. In such cases, plan notifications, new ID cards and fulfillment will be provided.
Members may cancel their LIFE Association membership at any time by emailing their name and membership ID to memberservices@ngic.com or by calling 888-781-0585. Dues will be refunded if cancellation occurs within the first 30 days of membership. There is no return of dues after the first 30 days of membership and no prorated dues or rebates thereafter. Cancellation is effective on the Member’s next payment date. Failure to timely pay credit card company for the payment of membership dues are deemed to be non-payment and cancellation of membership.
Please note that cancellation of membership in LIFE Association, Inc. will also cancel any insurance a Member may have through LIFE Association, Inc., Group Insurance Contracts since membership in the Association is required in order to remain eligible for the group insurance.
These Terms & Conditions are subject to change without notice.
At Generations Gold, Inc., we recognize that many consumers who visit our Web sites are concerned about the information they provide us online, and how we maintain and use this information. To address these concerns and to demonstrate our commitment to privacy, we have developed and implemented this Privacy Policy for our company. Our policy may change from time to time; we encourage you to check it periodically.
How we use information we collect:
We only collect personally identifiable information that you voluntarily and knowingly provide us.
We use the information that you provide us for the purpose(s) for which you specifically provided it or for specific additional purposes for which we receive your prior consent.
We do not share any information you provide us with to anyone outside of Generations Gold, Inc., except for suppliers who assist us in maintaining and managing the activities on our sites.
We employ appropriate security measures to protect the loss, misuse and alteration of any information you provide us.
General
We only collect personally identifiable information on
a voluntary basis. We do not require you to disclose more information
than is reasonably needed to participate in an activity on our
sites. We collect personally identifiable information primarily
to e-mail updates and news, for entry into promotions and to notify
subsequent winners, to send out brochures, etc. via regular mail
to subscribers, and to respond to your questions or suggestions.
Security
We employ appropriate security measures to protect the loss, misuse
and alteration of the information under our control. For our
love.mylifebenefits.org site, we employ state-of-the-art 128-bit Secure
Sockets Layer (SSL) software, which encrypts information you
input, as an additional security measure. However, as no online
data transmission can be guaranteed to be totally secure, we
(like all Web sites) cannot warrant or guarantee 100% security
of any information you transmit to us at our Web sites.
Links To Other Sites
Neither Generations Gold, Inc., nor any of its affiliates, shall
have any responsibility of any nature whatsoever for other Web
sites linked to this Web site, or any information contained thereon,
none of which has been verified or endorsed by either Generations
Gold, Inc. or any of its affiliates.
